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COLORADO SPRINGS, COLO. -- The idea of foreclosure is a scary thought for any homeowner.

But what if you were the victim of mortgage fraud and had no choice in the final outcome?

One Colorado Springs family is facing just that. Now they're looking to save more than just their credit.

While looking to refinance their home, they contacted a company from Denver by the name of A & B Mortgage.

What eventually happened was the forging of signatures by the two representatives to get the deal done and costing the family thousands.

Ignored by their lender when disputing the incident, the family now faces foreclosure on their home.

"I feel pretty beat up. Many many major corporations don't care about people at all," says Sean.

Fearing for his family's safety, he only refers to himself as Sean.

He says that the one mortgage rep who pled guilty and started his two-year downward credit spiral, did so for personal gain.

"The reason why she did it was because she wanted the deal to go through and that amounts to some amount of money for her," continued Sean.

Unable to prove the forged deed of trust, his lender refused to assist in his situation. Not willing to accept the fraudulent business practice, Sean stopped payments going into foreclosure.

"It would horrible if I just let this go. It would be the finishing touches on my finances and just utterly destroying me, and I'm looking for someone to help out of that," added Sean.

Enter Tiffany Lachnidt. She's known for her success in helping distressed homeowners before foreclosure takes over.

She's a negotiator of short selling -- a less expensive process for all involved.

"Short sale basically means you're shortening the lender and we're negotiating a short payoff," said Lachnidt.

It's a practice that she says is catching on more and more.

"Huge, and it grows everyday. You know one in 10 homes in America are at least one month late in their mortgage payment," added Lachnidt.

Knowing and trusting who you're working with is valuable information.

"Working with a short sale is not like selling a house. It is selling a house and negotiating with a lender, possibly two or three of them," finished Lachnidt.

For more information on this type of process as an option for you or someone you know, just click here.